Capital to run the business now.

Working capital is what keeps a business alive between revenue and expenses. Payroll on the 1st and the 15th. Inventory before the busy season. Marketing ahead of a launch. Equipment when something breaks. Repairs when a vendor extends terms. The cash that bridges what comes in and what has to go out.

Fundivi structures working capital as an advance against your business revenue, repaid as a small share of receipts until the agreed payback is reached. There's no fixed monthly bill to crush a slow week, repayments breathe with the business. We typically fund the same business day for approved files, with minimal paperwork and a more flexible credit view than a bank term loan.

This is the right product when you need cash fast for general business use, you have steady revenue but variable cash flow, and you'd rather not pledge collateral or wait weeks for a bank decision. Restaurants, retail, e-commerce, professional services, trades, healthcare, B2B operators. If revenue is moving through the business and you need capital in days, this is the product that fits.