Capital for the equipment that runs the business.

Equipment financing is a loan or lease secured by the equipment you're buying. Vehicles, machinery, medical devices, kitchen builds, IT hardware, anything with a serial number and a working life. Because the equipment itself is the collateral, Fundivi can typically finance 80 to 100 percent of the purchase price without touching a separate line of credit or draining cash reserves for a down payment.

Fundivi structures equipment financing as a fixed-term loan (an Equipment Finance Agreement), with the term matched to the useful life of the asset, a fixed monthly payment, and title transferring to you at signing. We work directly with your equipment vendor, so funds go straight to the purchase, and we also offer sale-leaseback financing for equipment you already own outright, unlocking the equity that's sitting idle on your balance sheet. Many purchases also qualify for Section 179 tax treatment; your accountant will confirm the specifics for your filing.

This product fits any operator buying equipment to run or grow the business. Trucking and logistics fleets, construction and heavy equipment, manufacturing and CNC machinery, restaurant kitchen builds, medical and dental devices, salon and spa equipment, commercial printing presses. If the purchase has a resale value and a useful life longer than the loan term, it's a strong candidate for equipment financing rather than a general working-capital advance.