Capital between here and there.

Bridge capital is purpose-built for a single problem: you have a deadline, you have an exit, and you need cash in the window between the two. A property closes in 21 days. A refinance lands in 60. A buyer's wire hits next quarter. A bridge loan covers the interim, short term, fast to deploy, and engineered around the date the gap actually closes.

Fundivi structures bridge loans as short-duration commitments, typically 1 to 12 months, sized to the specific use of funds. Because the loan is repaid from a known exit (a refinance, a sale, a receivable, an SBA take-out, an insurance settlement), underwriting focuses on the credibility of that exit, not just trailing cash flow. We can fund the same business day for clean files and within a week for deals that need a deposit account or appraisal.

This product fits operators with a specific, time-bound need: real estate acquisition deposits, payroll while waiting on a settled invoice, bridging to a closed SBA approval, opportunistic inventory buys at a discount, partner buy-outs ahead of a recap. Bridge capital costs more than a term loan because of the speed and short duration, but it's significantly cheaper than losing the deal, and far cheaper than a revenue advance carried over the same period.