Capital sized to your card sales.

A credit card payment processing loan is built for businesses that take most of their money by card. Instead of sizing the loan to your bank balance or your credit score alone, we size it to your average monthly card processing volume. You can borrow up to 70 percent of that volume, up to $1,000,000, and repayment follows the card sales that fund it.

The structure is simple. Your card processing moves to Fundivi, and the loan is sized to the card sales you already make. Switching also comes with guaranteed savings on your processing fees, so the move lowers one of your largest recurring costs instead of adding to it.

This product fits restaurants, retail shops, salons, e-commerce brands, service businesses, and any operator who runs more than 30 percent of sales through credit and debit cards. If you process at least $10,000 a month by card and you are willing to move your processing to us, this is often the fastest and best priced way to turn card volume into working capital. Approval rates are high, around 90 percent for applicants who meet the requirements.