Pre-qualify in 3 minutes, no hard pull

See what you
qualify for.

Stop waiting days for a maybe. In minutes you'll know exactly what your business qualifies for, a real offer, no impact to your credit score, and same-day funding.

  • Decision in hours · wired same day
  • Bank-grade encryption
Fundivi · Instant Estimate
$10K-$5M

How much funding do you need?

Use the slider or enter an amount.

$10K$5M
No hard credit pull3-min applicationSame-day decision
Working Capital
Revenue Based Financing
Bridge Capital
Factoring Receivables
Asset Based Loans
Term Loans
SBA Loans
Lines of Credit
As referenced in
AP NEWSREUTERSSmall Business CoachUS BUSINESS NEWSWomen's JournalEntrepreneurWall Street TimesNew York WeeklyReadabilitywefundermsnUSA TODAYyahoo! financeDigital JournalApple NewsThe News GodMorningstarBUSINESS INSIDERMerchantCircleCEO WEEKLYBenzingaInfluencer DailyMarket DailyNet WorthNew York WireKivo DailyTexas TodayEconomic InsiderMiami WireAtlanta WireBLK NEWSFamous TimesThe Chicago JournalVoyage New YorkLos Angeles WireSan Francisco PostPortland NewsReal Estate TodayWorld ReporterThe American NewsUS REPORTER
AP NEWSREUTERSSmall Business CoachUS BUSINESS NEWSWomen's JournalEntrepreneurWall Street TimesNew York WeeklyReadabilitywefundermsnUSA TODAYyahoo! financeDigital JournalApple NewsThe News GodMorningstarBUSINESS INSIDERMerchantCircleCEO WEEKLYBenzingaInfluencer DailyMarket DailyNet WorthNew York WireKivo DailyTexas TodayEconomic InsiderMiami WireAtlanta WireBLK NEWSFamous TimesThe Chicago JournalVoyage New YorkLos Angeles WireSan Francisco PostPortland NewsReal Estate TodayWorld ReporterThe American NewsUS REPORTER
Track Record

Built on results, not promises.

The numbers behind every funding decision we make, and why business owners keep coming back.

7+

Years of Proven Experience

Nearly a decade spent understanding what business owners actually need, and delivering fast, reliable access to capital exactly when it matters most.

3,000+

Businesses Empowered

We've helped over 3,000 businesses secure the right funding at the right time, turning opportunity into growth instead of missed moments.

$1B+

Funding Capacity

With over $1 billion in funding access annually and a hybrid model built for flexibility, we're equipped to serve businesses of any size, from small startups to established enterprises.

The Hybrid Funding Model

One relationship. Every path to funding.

Going lender to lender is slow, repetitive, and full of guesswork. You retype the same file into a new portal, chase answers that never come, and never know if your time is even being spent in the right place. We built a hybrid model around a simple idea: your business deserves one team that actually fits, not a dozen open tabs.

Going Lender to Lender

The way it usually goes

  • The same application, retyped into a different portal, every single time
  • No real way to know what each lender is actually looking for
  • Days or weeks lost waiting on answers that go nowhere
  • Managing five separate relationships instead of running your business

The Fundivi Hybrid Model

The way it works here

  • One application, matched to the right fit across our full network from the start
  • Direct funding, in house, when we are the right fit
  • A vetted partner network on standby for everything outside our own book
  • Years of lender relationships doing the guesswork before you ever apply

Powered by Technology

Speed you can actually feel

Real time technology and years of lending experience working together, so your file never sits waiting in a queue.

3 Min
Apply

Tell us about your business once. We capture everything we need up front, so nothing gets asked twice.

Hours
Decision

The moment your file lands, we start reviewing it and send back a real decision, not a form letter.

Same Day
Get Funded

Once approved, capital moves the same day for most deals. No second round of paperwork, no new portal.

The search ends here.

One application. The right loan product. A secure process that moves on its own, so you never have to go searching.

Direct Lending

We fund many deals directly ourselves, matching your business with the structure that actually fits, not whatever happens to move the fastest.

Trusted Lending Partners

When a deal calls for a different structure, our partner network, built over years of real relationships, steps in without you starting over.

State of the Art Technology

Our platform reviews every detail in real time, matching it against real lending criteria so your file reaches the right desk first, not the fifth.

Privacy and Security

One secure application protects your information from the start, keeping everything moving quickly from application to funding.

What operators say

Funded businesses,
in their words.

5.0Verified reviews
One of the best companies I've ever worked with. Absolute experts in business financing.
MSMatthew SitroVerified · May 2026
Fundivi and their team were absolutely amazing. We were funded within just two business days.
YAYesenia AspuroVerified · May 2026
The most transparent and upfront company I've worked with. They make complex concepts simple to understand.
AKAshish KapoorVerified · May 2026
Morris Cohen at Fundivi stepped in and kept my trucks on the road and my drivers paid.
EAEric AtkinsVerified · May 2026
A very easy funding process, simple and straightforward. I've funded with them multiple times.
MWMarc WilliamsVerified · May 2026
Working with Joey Danan at Fundivi has been one of the best business decisions we've made at AutoMed.
JHJonathan HarrisVerified · May 2026
Verified
Joey is the man. If he says he can make it happen, it will happen quick.
, Monty McKinley
Verified
I dealt with Joe at Fundivi for multiple deals. Very professional and stand-up guys.
, Mike Toro
Verified
I can't say enough good things about Fundivi, they truly have the business owner's best interest at heart.
, Brenda Williams
Verified
Morris Cohen at Fundivi treated us like family and was always there when we needed him.
, Gino Angelo Dorantes
Verified
Working with Fundivi has been an absolute pleasure. They value long-term relationships over quick transactions.
, Robert McNulty
Verified
Easy to use, quick response. Joey was honest and answered all of my questions.
, Asaf Sadok
Verified
Morris is thorough and easy to work with, a very simple and easy transaction.
, Michael Pennington
Verified
Morris truly made me feel respected, heard, and prioritized throughout the process.
, Kellye Hall
Verified
Morris provides funding whenever we need it. Very reliable and works with you.
, David Jackson
Verified
Working with Fundivi has been a great experience, real professionalism and clear communication.
, Daniel A
Verified
If you're looking for a funding company that actually cares, I highly recommend Fundivi.
, Jose Aspuro
Verified
Best place to get a quick loan at a reasonable rate when you need money.
, Shobi Irfan
Verified
Joey is the man. If he says he can make it happen, it will happen quick.
, Monty McKinley
Verified
I dealt with Joe at Fundivi for multiple deals. Very professional and stand-up guys.
, Mike Toro
Verified
I can't say enough good things about Fundivi, they truly have the business owner's best interest at heart.
, Brenda Williams
Verified
Morris Cohen at Fundivi treated us like family and was always there when we needed him.
, Gino Angelo Dorantes
Verified
Working with Fundivi has been an absolute pleasure. They value long-term relationships over quick transactions.
, Robert McNulty
Verified
Easy to use, quick response. Joey was honest and answered all of my questions.
, Asaf Sadok
Verified
Morris is thorough and easy to work with, a very simple and easy transaction.
, Michael Pennington
Verified
Morris truly made me feel respected, heard, and prioritized throughout the process.
, Kellye Hall
Verified
Morris provides funding whenever we need it. Very reliable and works with you.
, David Jackson
Verified
Working with Fundivi has been a great experience, real professionalism and clear communication.
, Daniel A
Verified
If you're looking for a funding company that actually cares, I highly recommend Fundivi.
, Jose Aspuro
Verified
Best place to get a quick loan at a reasonable rate when you need money.
, Shobi Irfan
Minimum Requirements

Are we a good match?

Here is what we look for. Clear all four and you are in the range we fund.

6 Months
in business
Business
checking account
$30K
monthly revenue
550+
personal FICO score

No hard pull

Soft inquiry only at the pre-qualification stage. Your credit score is not affected.

Same-day decision

Submit before 2pm ET and you'll have a real underwriter on your file the same business day.

Capital wired same day

Approved files are wired same business day. No three-week back-and-forth.

How It Works

Four steps. One business day.

01

Apply

Tell us about your business and funding need.

~3 min
02

Review

We look at cash flow, not just credit.

Same day
03

Decision

Approval, conditional, or clear decline.

Same day
04

Wired

Funds delivered same business day.

Same day

Find out what you qualify for.

Three minutes to a real number. No hard credit pull at this stage.

Start Pre-Qualification