# Fundivi > Fundivi is a New York based business funding company. We provide unsecured small business funding from $10,000 to $5,000,000, with same day decisions and same day wires, underwriting business cash flow rather than credit score alone. Fundivi funds United States small businesses across nine funding products. The application takes about three minutes and involves no hard credit pull at that stage. Most applications are reviewed and decided inside the same business day, and an accepted offer is wired the same business day. Typical requirements are six or more months in business, consistent monthly revenue, and three months of business bank statements. Fundivi is a funding company, not a bank and not a lead broker. There is no collateral requirement on the core products, no application fee, and every decline comes with a documented reason. Key facts: - Funding range: $10,000 to $5,000,000 - Decision speed: same business day for most applications - Funding speed: wired the same business day an offer is accepted - Credit impact: soft pull at application, hard pull only if you accept an offer that requires one - Standard documents: three months of business bank statements, a voided business check, a copy of the owner's driver's license - Headquarters: 2433 Knapp St, Brooklyn, NY 11235 - Phone: (800) 601-0871 - Email: contact@fundivi.com - Hours: Monday to Thursday, 9 AM to 8 PM ET. Friday, 9 AM to 4 PM ET. ## Start here - [How it works](https://www.fundivi.com/how-it-works): The four steps from application to capital wired, what each one takes, the documents required, and answers to the questions asked most often. - [Business loan application](https://www.fundivi.com/business-loan-application): The full application. About three minutes, saved as you go, no hard credit pull at this stage. - [Quick apply](https://www.fundivi.com/quick-apply): The same application condensed onto a single page for applicants who would rather not step through it. - [Pre-qualify](https://www.fundivi.com/prequalify): Estimate how much capital a business qualifies for, and on what terms, before applying. - [About Fundivi](https://www.fundivi.com/about): Who we are, where we are, and how we underwrite. - [Contact](https://www.fundivi.com/contact): Phone, email, office address, hours, and a contact form. ## Funding products - [Funding solutions](https://www.fundivi.com/funding-solutions): The full catalog, with amounts, terms, and decision times side by side. - [Working capital](https://www.fundivi.com/funding-solutions/working-capital): Operating capital for payroll, inventory, marketing, and day to day cash needs. - [Revenue based financing](https://www.fundivi.com/funding-solutions/revenue-based-finance): Capital advanced against future revenue, repaid as a percentage of sales, so repayments flex with the business. - [Merchant cash advance](https://www.fundivi.com/funding-solutions/merchant-cash-advance): The same structure as revenue based financing under the name most operators search for. Repaid as a small daily share of receipts. - [Bridge capital](https://www.fundivi.com/funding-solutions/bridge-capital): Short term capital that closes the gap between now and a known funding event. - [Factoring receivables](https://www.fundivi.com/funding-solutions/factoring-receivables): Sell outstanding B2B invoices for immediate cash instead of waiting out the payment terms. - [Asset based loans](https://www.fundivi.com/funding-solutions/asset-based-loans): Capital secured by equipment, inventory, receivables, or commercial real estate. - [Business term loans](https://www.fundivi.com/funding-solutions/business-term-loans): A fixed lump sum repaid over a fixed term in fixed installments. - [SBA loans](https://www.fundivi.com/funding-solutions/sba-loans): SBA 7(a) and 504 loans backed by the U.S. Small Business Administration. Longer terms, lower rates, larger amounts. - [Business lines of credit](https://www.fundivi.com/funding-solutions/business-lines-of-credit): Revolving capital to draw, repay, and draw again, with interest only on what is used. ## Learn - [Resources](https://www.fundivi.com/resources): The Fundivi resource library. Funding explainers, how to guides, case studies, and industry coverage for operators financing a growing business. ## Work with us - [Free funding consultation](https://www.fundivi.com/consultation): Talk to an advisor about the right capital structure before applying. No hard credit pull, no obligation. - [Affiliate partner program](https://www.fundivi.com/affiliates): For lead providers, traffic partners, call transfer teams, media buyers, and publishers. - [Customer referral program](https://www.fundivi.com/referral-program): For existing Fundivi customers referring other business owners from the client portal. - [Leave a review](https://www.fundivi.com/review): Share an experience working with Fundivi. ## Optional - [Privacy policy](https://www.fundivi.com/privacy-policy): How Fundivi collects, uses, and protects personal information. - [Terms of use](https://www.fundivi.com/terms-of-use): Terms governing use of the Fundivi website. - [Terms of application](https://www.fundivi.com/terms-of-application): Terms that apply when submitting a funding application. - [TCPA consent](https://www.fundivi.com/tcpa-consent): Consent disclosure for calls, texts, and automated communications. - [Opt out of communications](https://www.fundivi.com/opt-out): How to stop marketing emails, calls, texts, and mail.